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How to Get a Credit Card With Bad Credit – Credit Cards With Instant Online Approvals

How to apply for a credit card if you don’t have good credit? One of the things that you can do when you have bad credit is to get a credit card that caters to people like you. These credit cards also promise to be approved for you online.

First Progress Secured MasterCard

The first progress MasterCard offers an easy online approval process to consumers with bad credit. This gives interested parties the ability to get a credit decision within minutes of submitting the online application. Credit cards from First Progress are secured, which means this requires a deposit in order to start using the card. Unlike other secured credit cards however, First Progress is highly flexible with how you pay the deposit. The card issuer offers new cardholders the opportunity to pay a $200 later after getting approved, and also offers the option to breakdown the deposit into smaller payments for tight budgets. Of course, you won’t be able to use the card until the deposit is paid in full, but First Progress will begin to report the credit line to your credit report shortly after getting approved. A highly beneficial feature for your credit score.

Open Sky Visa Credit Card Instant Approval Access

Open Sky is actually a Visa Credit card that gives instant online approval. These are details about the credit card:

  • The benefits are that you can rebuild your credit quickly, can be a part of a Facebook group who have the same credit problems as you have had and don’t have your credit checked
  • A debit card that depends on how much is in your OpenSky account. If there is no money in the account, you can’t use it. If there is $200 or more in the account, you can use it
  • There is is an annual fee of $35
  • There is no credit check with the 3 US credit bureaus
  • You can use it anywhere as long as the establishment allows you to pay by credit card

CityScape ACE Elite Visa Prepaid Debit Card Benefits

Another credit card that is supposed to give instant online approval is called CityScape ACE Elite Visa Prepaid Debit Card. The following are more details about this debit card:

  • The benefits of this debit credit card is  that you can get your paycheck faster by using Direct Deposit, can withdrawal from an ACE location (there are about 1,000 ACE branches in the US) without having to pay a fee, get an savings account with an annual yield of 5 percent, get reward points every time you purchase and it is an ACE mobile application that you can download your phone
  • A debit card that only works if you have money in your ACE account
  • The annual fee is variable
  • There is no check of your credit score with the 3 US credit bureaus
  • You use anywhere to purchase something as long as you have money in your ACE account

Easy Online Approval Primor Secured Visa Gold Card

The next credit card that could give you a quick online approval is called Primor Secured Visa Gold Card. These are more details about this credit card:

  • The benefit of this card is that it is built to help improve your credit score in the US
  • A secured card that gives you credit line from $200 to $5000
  • You get an interest rate of 9.99% until you pay off the credit and there will be no penalty fees
  • Application process is fast and easy
  • You will choose your credit line on the application
  • You can choose whether you want to save to account or not with this credit card
  • It has an annual fee of $49
  • Don’t worry about your credit report
  • Can use in the real and virtual world wherever credit cards are accepted

Credit Reporting Bureaus 

It should be noted that the three credit report bureaus in the US are Equifax, Experian, and TransUnion. They are separate entities and they don’t share information with each other. They serve different parts of the US and they are monopolies in their part of the US. You will have to find what credit bureau represents your area. You should know how to apply for a credit card if you have bad credit now so you should go do it.