If you are planning a vacation or a business trip, then there are a few things that need to be considered. While vacation planning requires different things than business trip planning, they both should have one thing in common: using a travel credit card or an airline miles credit card.
If you are using anything that doesn’t give you a reward for using that card, then it might be time to start considering purchasing one to get all of those benefits that you are missing.
Why A Travel or Airline Card
The argument for a travel credit card or airline miles credit card is very simple. You earn miles and other benefits for using it and those can be turned into cheaper or even possibly a free flight for you or a loved one. The nice thing about most cards is they have different ways you can earn cash back when using them. Here are some of the things to consider when looking for the best travel card.
Perks – Most cards have perks with them and most of the time this is in the way of points which can be redeemed for travel miles on airlines or other benefits.
Ease of Use – While some credit cards have limits on where you can use them, most travel cards will allow you to not only use the cards in many locations without restrictions, they also allow you to gain points off purchases you make outside of travel arrangements.
Simplicity – Some would consider this under ease of use, but it really isn’t in the fact that if you have one card that can do everything, you don’t need other cards. That is one nice thing about some of these cards. They can do everything and then some that others do. You can now pair down your wallet.
Dive Into Some of the Best Travel Cards
- Capital One Venture Rewards Card
This card offers the holder 2x points on almost everything that is purchased which can really add up if you use this card for gas, groceries, taking friends and family out for dinner, going to a movie, anything really. Plus, with no actual expiration date, this is a card that must be in your wallet.While this is all nice, one of the other perks is you would get a bonus of 40,000 points if you spend $3,000 over the course of the first three months. You can apply for this card directly from the Capital One website.
- Chase Sapphire Preferred Card
Another card that is not restricted to one airline for travel rewards, this card also gives you bonus points if a set amount is spent during the first few months. As with most other credit cards, you can use this card for other things besides travel and earn additional points that way that can be used towards airline miles and other goodies. One thing to note about this card is that it is designed for those who have a good to an excellent credit report. This card is also unique in that it is metal and not the traditional plastic like most cards.
- Bank of America Travel Rewards Credit Card
This is one of the few cards that have no annual fee and the perks of this card are 1.5x bonus points for every $1 spent. However, this card is designed for those who do have a Bank of America account, but it can be one that can be picked up by anyone who isn’t.
All about the Miles
All of these cards are great to have in your wallet and easy to apply for. If you need more information on how to apply, the best way is by looking at their main website. Each card has a primary company that holds the card. Their website will have the information on how to apply and also maybe other cards you can consider. But, all of them are based on your credit score. Better the score, the better chance of your application being approved. Traveling doesn’t have to be complicated or hard to figure out. With the right card, anything is possible and that dream vacation or the ability to not worry about the business travel will be at your fingertips. The best travel card is all about the miles and zero hassle. Make sure you make your vacation feel the same way.